How are bid amounts determined?

Your settlement amount will be determined by the following factors:

• Policy face amount
• Cash surrender value of the policy
• Premiums
• Your age
• The type of policy you have
• Your health

Buyers have different needs for their investment portfolios and each has their own interpretation of life expectancy, which is the single biggest factor in determining the settlement offer.

To maximize the value for your policy, it's important to choose an experienced life settlement broker with access to a large pool of funders who will compete for your policy. Most life settlement funders will only buy policies through brokers, as they don't have the infrastructure in place to deal directly with consumers.

When you win, we win.

There are no upfront costs to the person selling the life insurance policy. If the life insurance policy is successfully sold, then the only cost you pay is the broker's commission. We will disclose our fee to you in advance, so you have a clear idea of what the net benefit will be from your life settlement transaction.

Our commissions are based only on the amount of money that we negotiate for you over the cash surrender value - not on the total bid amount. We only get paid when you get your money. Our fee will come directly from the investor who buys your policy.

Interested in learning how all this would work for you? Call us, and we'll begin to evaluate your life insurance policy?to help you decide if a life settlement transaction makes sense for you.

1 Data Collection Report 2006, Life Insurance Settlement Association (LISA)
2 Understanding Life Settlements and Industry Issues Entering 2008,
Insurance Studies Institute, 2008
3 Customers on average received 6x the Cash Value of policy

Life Settlements provide a great benefit to American consumers. The president of the Life Insurance Settlement Association (LISA), Mr. Russel Dorsett, reported that insurance policy holders have benefited greatly from the life settlements market and have received nearly $10 billion over the past decade. Selling a life insurance policy before it lapses enables seniors to afford retirement, medical care or simply enjoy the golden years after retirement. Dorsett expressed, the average life settlements payout provides insurance policy owners 4 to 6 times the policy’s cash value.

Mr. Dorsett told Congress, “The life settlements marketplace isn’t actually about Wall Street at all. It is, rather, about providing older Americans with the opportunity to profit from an asset for which they have bought and paid. It is about allowing seniors to benefit from a life insurance policy while they are still around to enjoy it.”

At MaxLife Solutions, we support this belief and represent the best interest of our clients who wish to sell an insurance policy. As one of the larger companies in the country for life settlements and viaticals, we provide the necessary expertise to allow you to access funds on policies that would otherwise be in danger of lapsing. Working with MaxLife Solutions means you receive comprehensive service where we do all the legwork for you to enjoy the maximum financial benefit.

Your life insurance policy is an asset you own. Like all assets, you may keep them for as long as you wish. If your insurance policy no longer serves its original intent, one option is to sell it. The sale of a life insurance policy is called a life settlement.

In financial terms, life settlements are the sale of an existing life insurance policy to a third party for more than its cash surrender value but less than its net death benefit.

A life insurance policy is one of the most valuable assets many seniors own. You have the right to sell your life insurance for the maximum payout value with MaxLife Solutions. There is no need to settle for the cash surrender value from the insurance company. In the last 4 years, Life settlements have provided over 8 billion dollars in additional value to seniors in America.

MaxLife Solutions submits your medical records for review by an independent life expectancy company based on actuarial information and physician experts. We work with various financial institutions to ensure we receive the maximum payout offer. You can receive a life settlements offer from us and are at no time required to accept. This allows you to fully evaluate your life insurance benefit options.

The life settlement industry is a competitive and efficient market bringing consumers 409% more cash than the cash surrender option. On average, if every consumer that settled a policy had opted to surrender that same policy, they would have given up $304,000 of additional value per policy.

The MaxLife Solutions site is designed to answer many of your questions, but we have highly experienced staff available to address your specific concerns and begin your application process today. In a short time, you will have an offer for your Life Insurance Settlement. Call Today!

(Source: LISA 2006 Data Collection Report.)

MaxLife Solutions is based in New York in the American financial mecca which facilitates connections with life settlement banks throughout the country and New York. The company started in New York city prior to the national expansion from continued interest in life settlements from seniors looking for alternative income options in New York and elsewhere.